Lenders The Housing Fund's loan program helps you close more loans, and get more people into homes. For many potential homebuyers, the large sum of money required for a down payment or closing costs is the single greatest barrier preventing them from buying a home. Often times, these potential buyers have sound credit and can afford monthly mortgage payments; they simply cannot save up the money required for a down payment. That's where THF's Downpayment Program steps in:                  Home Ownership NOW-- (NOW) Steps to Settlement: Qualify Purchaser       THF Minimum Lending Requirements       Homebuyer Education prior to purchase Fill out and submit Request for Loan Approval Form and Underwriting Checklist Fax the Request for Loan Approval Form to THF at (615) 780-7001 Wait to hear from THF regarding the client's status Please be advised the first mortgage loan must be FHA, THDA or conforming conventional loan offered by a HUD FHA approved lender. For further information please call (615) 780-7000 or email mail@thehousingfund.org.